When you say "auto insurance," you are referring to the insurance coverage of a single vehicle owned by a single entity. What about "commercial auto insurance" and the parameters of that type of policy?
This refers to an insurance policy that covers automobiles used for commercial purposes. These vehicles are owned by companies and used by drivers working for the company.
Not everyone needs commercial auto insurance. Not even those who drive cars provided by their company need it. If you have a car provided by your company that is primarily used for transportation to and from the office, with only infrequent meetings with clients, then your personal auto insurance is enough.
You should have a commercial auto insurance policy in place, however, if your car is:
Commercial auto insurance has coverage for most of these situations:
You will also find that when it comes to commercial auto insurance, expanded policies are available in order to protect both you and your company from possible lawsuits stemming from accidents caused by these vehicles.
Many different kinds of vehicles are considered ideal fits for a commercial auto insurance policy. These include vehicles made for both business and commercial use, such as commercial trailers, dump trucks, semi-trucks, and other vehicles larger and heavier than a regular SUV or pickup truck.
Other vehicles well-suited to this kind of an auto insurance policy include:
When you have vehicles that need to be covered for any eventuality, the company to call is Quote Commercial. We are a company that specializes in commercial insurance policies for customers in Texas. In addition to commercial auto insurance, we also carry commercial liability, workers’ compensation, and commercial property insurance.
For all your business and commercial insurance needs, don’t hesitate to contact us at 844-331-7076 and we will gladly discuss with you your options and which policies are best for you.